Here's why we recommend each of these, and what it actually costs to get started — real numbers where we have them, our own honest suggestion where we don't.
SabioTrade isn't a traditional broker you deposit your money with: it's a prop trading firm. You pay a one-off fee for an assessment on a simulated account, and if you meet the targets and risk rules you get a "funded account" with the firm's capital, keeping a share of the profits you generate. Useful if you want to test your strategy with more capital than your own without risking it, as long as you understand the rules (max drawdown, targets, profit split) before paying for the assessment.
This isn't a deposit — SabioTrade never touches money you'd trade with. You pay a one-off assessment fee: Essential 119€ (1 assessment) · Pro 3 259€ (3 assessments, 3 months) · Pro 12 829€ (12 assessments, 12 months). If you pass, you get a funded account with $20,000+ of the firm's simulated capital, not your own.
XM is one of the most widely used retail brokers in the world, with over 10 million accounts opened across 190+ countries and support in 30+ languages. It's regulated by several international authorities (including CySEC and ASIC) and offers a standard account with no fixed commissions, plus a low minimum deposit that keeps it accessible even with limited starting capital. The free demo account lets you practice with real market data before risking real money — the most natural choice if you're taking your first steps in trading.
XM doesn't publish one fixed minimum deposit — it depends on your country and payment method, so check the exact figure on their site when you open the account. Our own suggestion, not XM's: start with an amount you could afford to lose entirely (e.g. 200–250€) and use the free demo account until you're confident.
XTB is one of Europe's largest publicly listed forex/CFD brokers (listed on the Warsaw Stock Exchange), which means its financials are public and audited — a level of transparency most brokers don't have. It's regulated by multiple authorities depending on region (including the FCA, CySEC and Poland's KNF), and is known for its award-winning proprietary platform, xStation, plus strong educational and market-research tools — a solid choice if you want an established, publicly-accountable broker with a polished platform.
XTB doesn't publish one universal minimum deposit either — it can vary by region, so check the exact figure on their site. Our own suggestion, not XTB's: the same 200–250€ starting range applies here too.